Dental Financing

Affordable Financing & Insurance

Dental Insurance is a “benefit” offered by your employer to assist with the cost of dental services. Generally, dental benefits pay a percentage of some services up to a set yearly maximum. Unfortunately, dental benefit coverage has not changed since the 1960’s and is not the same as health insurance coverage and does not cover everything. The benefits available to you are established by which plan package your employer has purchased.

Dr. Alayan accepts most dental benefit plans with the exception of Medicare and Medicaid. We currently take assignment of benefits for a period of 30 days, asking that you pay for your estimated portion of the payment at the time services are rendered, and we will gladly bill to your dental carrier for you. If you have any questions regarding your dental plan, please call 512.765.9524 and speak with our Financial Coordinator or Practice Manager.

Our philosophy is making dentistry affordable and fit your budget
We offer several different payment options, including Visa, MasterCard, Discover and American Express. We also offer outside, interest-free (0%) and extended payment plan financing to our patients through CareCredit. CareCredit provides convenient, low monthly payment plans for dental treatments. Offering these options allows us to make the smile you’ve always wanted affordable. If you would like review to these financing options with one of our staff members in advance of treatment, please call 512.765.9524 and speak with our Financial Coordinator or Practice Manager.

We also want to remind you that if you participate in a health savings account (HSA), which is a tax-advantaged medical savings account, the money from this account can be used for dental services as well as medical services. The same would apply if you have a flexible spending account (FSA), which one important factor to keep in mind with an FSA is, all money needs to be used by the end of each year, or you will lose it.

Below we have summarized just a few of our financial service options that are sure to fit every family’s budget:

  • Most dental plans accepted
  • Treatment estimates always provided during initial visit
  • Interest-free (0%) financing available with low monthly payments
  • Major credit cards and personal checks accepted
  • Qualified staff available to help you maximize your insurance coverage
  • Cash courtesies to those who qualify


We are pleased to offer Care Credit to our patients. A convenient payment plan for dental treatments of $1,000 - $40,000, with no initial payment. We offer these payment plans to ensure that the smile you've always wanted is affordable. *Subject to credit approval